Print this page

Transport

Milne Alexander acquired the business of Insbroke Services Pty Ltd in October, 2006 to concentrate and build on an established clientele predominately involved in the Transport industry. We have specifically designed policy wordings specifically offering tailored protection for our clients and their sub contractors in this industry.

Motor Vehicle / Truck Insurance -  Our involvement in this sector has enabled us to create industry specific products that provide the scope of coverage for our clients who are involved in industries such as Owner Drivers, Freight Forwarders, Fleet Operators, Couriers, and Contractors Plant & Equipment whose businesses operate excavators, bobcats and other heavy machinery.

Milne Alexander has experience in providing dry hire companies on small and large fleets with tailored insurance programs providing advice on insurance protection for both the owner and the hirer.

Personal Accident and Illness -  Pay by the week product designed to suit contractors who would prefer premiums to come out of weekly earnings. Premiums are calculated on a declaration basis and there is the option for monthly or annual declarations and remittance (Subject to Terms & Conditions).

Excess is a period of 14 days for the first year of the policy with this reducing to 7 days in the second year. Cover is provided on a worldwide basis. The tailored policy covers the driver 24 hours a day / 7 days a week and provides weekly benefits as well as Death and Capital benefits.

Public and Products Liability - We have tailored a Public and Products Liability policy, underwritten by a leading Australian Insurer, which provides the following benefits:

  • Transport Operators Liability
  • General Public and Products Liability
  • Limits of $10,000,000 and $20,000,000 or higher as required
  • Principals Indemnity included
  • Covers Contractors / Sub Contractors and nominated persons
  • Loading and Unloading included
  • Tools of Trade and Plant included
  • Goods in Care, Custody and Control subject to agreed limits
  • Warehousing Operations Included
  • Vicarious Liability included - ensuring unexpected exposures and potential Liabilities are covered.

Marine Cargo / Carriers Liability -  Tailored product designed to protect the liability of the Company, contractor and/or sub contractor in the event of loss of or damage to Cargo of their clients, whilst in transit or temporary storage. The policy combines cover for two Sections:

  1. Carriers Liability - $100,000 limit standard (higher limits available if required) Covers the carrier in the event that they are held liable for loss or damage to goods and/or merchandise.
  2. Carriers Cargo - $100,000 limit standard (higher limits available if required) This section provides cover for Goods not otherwise insured that have been subject to loss and or damage
Standard coverage includes:
  • Fire Flood Overturning
  • Theft  - Including theft of entire load
  • Loading and Unloading
  • Non Delivery
  • Accidental Damage
  • Dangerous and Hazardous Goods
  • Temporary Storage incidental to transit

Premium based on Estimated Gross Freight Earnings declared annually with an option for monthly remittance available.